Unlock the Power of a Cardify USD Account in Three Steps
Create your Cardify account
Create your Cardify account in minutes to access USD
banking, and seamless instant swaps.
Complete KYC/KYB
Complete your KYC/KYB to unlock full access to your
Cardify account, including USD ach account and higher
limits.
Get your USD account
Get your personal USD account to receive payments
globally via ACH or wire—perfect for freelancers, remote
workers, and businesses.
Open a US-based dollar account in your name to receive USD
payments.
Open a US-based dollar account in your name and start
receiving USD payments from anywhere in the world. Ideal for
freelancers, remote workers, and businesses looking to get
paid globally with ease.
We have compiled common questions to provide you with more
information and enhance your overall experience.
Ask something else
Cardify Virtual US ACH Accounts are U.S.-based
dollar accounts you open entirely online—no branch
visit needed. After approval, you get unique ACH
routing and account numbers that act like a standard
U.S. bank account. Share those details to receive
USD deposits from any U.S. payer.
Just give the sender your ACH routing and account
numbers. They can initiate:
ACH transfers (e.g., payroll, direct deposit)
Platform payouts (Upwork, Deel, Amazon, etc.)
Funds arrive directly in your virtual
account—typically with zero incoming fees.
Once USD lands in your ACH account, you can:
Convert on‑demand to NGN (or USDT) at Cardify’s
live market rates, then send Naira to your local
bank for free.
Hold USD in your account if you prefer dollar
savings.
Enjoy zero incoming fees on ACH deposits from major
platforms, benefit from instant, market‑rate
currency conversion with no hidden markups, and make
free NGN transfers once you convert to local
currency. Setup and manage everything 100% remotely
via our dashboard or app, with built‑in KYC/KYB
compliance tailored for freelancers, entrepreneurs,
and businesses.
testmonials
Hear What Others Say
Discover what our valued clients and partners have to say
about their experiences working with us.
T C Wanyanwu
September 02, 2023
I was able to make payment on Twitter, Instagram
and Facebook ads using this service. Still the
best for now.
Rachee
November 09, 2023
There vCard works fine on Strip payments, Apple
store, Amazon store, and the likes.âś… I had little
issue when onboarding and the support team swift
into action and resolved it fine.👍 The team is
spot on.👌
Rachee
February 17, 2024
This app is really good it gives me a dollar card
that I can use to pay for all of my transactions
in Glovo, Google and spotify. The only problem is
that you can't withdraw from the card except you
spend from the third party app
Felix Olusegun Okunnusi
January 29, 2024
Cardify Africa just helped me solve my inability
to make international payment. I generated the
dollar card and linked it with PayPal within
seconds. Now I was able to pay my foreign
university fee.It was a wonderful experience.
Paul B
August 30, 2023
Cardify delivers on its promises. Crediting my
Naira wallet was instant, and funding the card
happened without a hitch. Made purchases on
AliExpress and Udemy with the card, both of which
was seamless.
Adi Keyz
October 28, 2023
Wow, I am so glad right now, I just made payment
for Google Console Account with the Cardify
Virtual master card and the payment went on
smoothly. This is the best virtual card I have
ever come across, with a good customer support. I
encourage you to use Cardify Virtual Dollar Card
Mubarak Garba
September 02, 2023
You find trouble paying your bills? Use Cardify,
the number one trusted and accessible.
Thanks to Cardify for showing your great concern.
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cards, and more to enhance your financial management skills.
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and in-depth content to make the most out of Cardify.
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Cardify Knowledgebase
Find answers to your questions with our comprehensive knowledgebase. Access detailed guides, FAQs, and support resources to
ensure seamless usage of all Cardify features and services.
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user experience, ensuring you get the most out of Cardify.
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