Best used
with
with
USD Bank Accounts that Works
Unlock the Power of a Cardify USD Account in Three Steps
Complete KYC/KYB
Complete your KYC/KYB to unlock full access to your Cardify account, including USD ach account and higher limits.
Get your USD account
Get your personal USD account to receive payments globally via ACH or wire—perfect for freelancers, remote workers, and businesses.
Open a US-based dollar account in your name to receive USD payments.
Open a US-based dollar account in your name and start receiving USD payments from anywhere in the world. Ideal for freelancers, remote workers, and businesses looking to get paid globally with ease.
Our USD Bank Account Features
Receive USD payments via ACH or wire transfers from clients, employers, investors, or platforms like Upwork, Deel, Amazon, and more.
Easy to
Setup
Bank Grade
Security
Flexible
Access
Dedicated
Support
Receive payment globally from Nigeria.
Receive USD funds via ACH or wire transfers—from clients, investors, employers, or platforms like Upwork, Deel, and Amazon.
FAQs
Frequently Asked Questions
We have compiled common questions to provide you with more information and enhance your overall experience. Ask something else
Cardify Virtual US ACH Accounts are U.S.-based
dollar accounts you open entirely online—no branch
visit needed. After approval, you get unique ACH
routing and account numbers that act like a standard
U.S. bank account. Share those details to receive
USD deposits from any U.S. payer.
Just give the sender your ACH routing and account
numbers. They can initiate:
- ACH transfers (e.g., payroll, direct deposit)
- Platform payouts (Upwork, Deel, Amazon, etc.)
- Funds arrive directly in your virtual account—typically with zero incoming fees.
Once USD lands in your ACH account, you can:
- Convert on‑demand to NGN (or USDT) at Cardify’s live market rates, then send Naira to your local bank for free.
- Hold USD in your account if you prefer dollar savings.
Enjoy zero incoming fees on ACH deposits from major
platforms, benefit from instant, market‑rate
currency conversion with no hidden markups, and make
free NGN transfers once you convert to local
currency. Setup and manage everything 100% remotely
via our dashboard or app, with built‑in KYC/KYB
compliance tailored for freelancers, entrepreneurs,
and businesses.
testmonials
Hear What Others Say
Discover what our valued clients and partners have to say about their experiences working with us.
T C Wanyanwu
September 02, 2023
I was able to make payment on Twitter, Instagram
and Facebook ads using this service. Still the
best for now.
Rachee
November 09, 2023
There vCard works fine on Strip payments, Apple
store, Amazon store, and the likes.âś… I had little
issue when onboarding and the support team swift
into action and resolved it fine.đź‘Ť The team is
spot on.đź‘Ś
Rachee
February 17, 2024
This app is really good it gives me a dollar card
that I can use to pay for all of my transactions
in Glovo, Google and spotify. The only problem is
that you can't withdraw from the card except you
spend from the third party app
Felix Olusegun Okunnusi
January 29, 2024
Cardify Africa just helped me solve my inability
to make international payment. I generated the
dollar card and linked it with PayPal within
seconds. Now I was able to pay my foreign
university fee.It was a wonderful experience.
Paul B
August 30, 2023
Cardify delivers on its promises. Crediting my
Naira wallet was instant, and funding the card
happened without a hitch. Made purchases on
AliExpress and Udemy with the card, both of which
was seamless.
Adi Keyz
October 28, 2023
Wow, I am so glad right now, I just made payment
for Google Console Account with the Cardify
Virtual master card and the payment went on
smoothly. This is the best virtual card I have
ever come across, with a good customer support. I
encourage you to use Cardify Virtual Dollar Card
Mubarak Garba
September 02, 2023
You find trouble paying your bills? Use Cardify,
the number one trusted and accessible.
Thanks to Cardify for showing your great concern.
Thanks to Cardify for showing your great concern.
Popular platforms
team work
Cardify cards are used daily to pay on these platforms.
Users of Cardify use our mastercard and visa card to make payments on these sites daily.- Low Charges
- Always in sync
- Usage alerts
- High success rates
- Track your spendings
Steps to create and fund a dollar card
Designed specifically for Africans
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Find answers to your questions with our comprehensive knowledgebase. Access detailed guides, FAQs, and support resources to ensure seamless usage of all Cardify features and services. Visit cardify knowledgebaseCardify Links
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